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If a pookie does the green sick sign.
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Your aging aunt, worried that she won't be able to pay her bills if she becomes sick, signs a power of attorney document making you her legal agent for financial decisions.
Such overcharging is necessary to pay for the poor and the sick signing up for Obamacare or for the newly expanded Medicaid.
"All the sick guys sign up," Gruber said.
Delaying the mandate could mean fewer healthy people buy insurance; only the sick might sign up.
But if too many sick people sign up for insurance, that coverage will become expensive.
Furthermore, if all you do is require that insurance companies cover everyone, healthy people will wait until they're sick to sign up, leading to sky-high premiums.
As a result, many insurers and policy analysts say federal and state officials are likely to have to come up with additional ways of making it harder for people who wait until they get sick to sign up.
If proportionately too many old and sick people sign up for coverage, premiums, even if they are moderate so far, could easily skyrocket, especially in those states with low enrollments.
While federal officials have tried to address the concerns by insurers that the rules allow parents to wait until their children are sick to sign up, some insurers have remained reluctant to commit to the market.
Because the ACA guarantees that even the sick can sign up for insurance once a year, Cannon wrote last year, Obamacare made going without insurance until it's needed a "safer bet" than before the ACA, when a sick person could be excluded from the individual insurance market for life.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com