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A 50-year working life unprecedented in human history is simply too long for one kind of work.The second reason for the split is a shrinking life expectancy for businesses and organisations of all kinds.
Studies have linked air pollution to shrinking life expectancy and over a million deaths each year.
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And the market for such policies shrank as life expectancy rose.
On the surface, despite economic collapse, repression and shrinking average life-expectancy, Zimbabwe can still seem attractive.Dictatorships are supposed to be cold, drab and miserable, where people with rounded shoulders dare not say a word out of turn North Korea in the rain; Soviet Russia in the winter.
Even more seriously, given the nine shorter years of life obese people suffer, Britain could be on the brink of seeing average life expectancy shrink.
Globally, the inequality in life expectancy is shrinking.
"When air quality improves, health costs from air pollution related diseases shrink, worker productivity expands and life expectancy grows.
Joseph Chamie of the United Nations Population Division calculates that the Chinese could retain today's ratio of workers to old folk only by continuing to work past the country's average life expectancy.Economies with shrinking workforces will grow more slowly or even contract, even if growth per worker continues to rise.
In fact, the pattern was set back in the mid-1960s when the number of births fell below replacement level and life expectancy started to shrink.
In an age in which the three-to-one ratio of workers to retired people will shrink even further - and in which life expectancy will continue to lengthen - what is needed is a combination of three options: working longer, saving more and paying more tax.
In my best Don LaFontaine voice, I'll say: "In a world of increasing benefits, longer life expectancies, shrinking revenue and growing unfunded liabilities, requiring employees to pay at least 50% of the cost of their pensions would be a useful parameter".
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com