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Plus, you should have liability coverage to stay safe from a lawsuit if someone gets hurt on your property or you injure someone or their property in or outside of your home.
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So, Mr. Schutzman said, your mother should have personal liability insurance on the apartment.
At minimum, a pest control company should have general liability.
"As an individual, do I have liability?
Liability -- Does the personal trainer have liability insurance?
He said the drug should have "absolutely no abuse liability whatsoever".
Professional decorative concrete contractors should have at least general liability coverage as well as Workman's Compensation and automobile insurance.
"I think CME should be investigated for failure to regulate, and that investigation should involve what liability they should have for any losses MF Global customers suffer," he said.
It contains a range of other bread-and-butter provisions, including how airlines should have to calculate their pension liabilities and how the agency should regulate aircraft repair stations overseas.
It should have read: "New Guards to Lessen Liability.
"But it is fundamentally a liability that we should have been aware of so it could be priced into the stock".
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