should be insured

USAGE SUMMARY

The phrase "should be insured" is correct and usable in written English.
It can be used when discussing the necessity of having insurance coverage for something, such as property, vehicles, or individuals. Example: "All valuable assets should be insured to protect against potential losses."

✓ Grammatically correct

News & Media

Science

Wiki

Human-verified examples from authoritative sources

Exact Expressions

22 human-written examples

Many places in America have shown that the direct delivery of health care, through clinics for example, is significantly less costly.Second, in the economics of insurance, risk should be insured when it is unpredictable, uncertain, and large relative to the administrative costs of insuring it.

The Economist

Huge questions loom over the country regarding the cost of healthcare and health insurance and amazingly to us even who should be insured and for which conditions.

Huffington Post

However, not a single region came near the insurance industry's rule-of-thumb that people generally should be insured for seven times annual income.

Forbes

Gorski's children are on Medicaid and, as a result, should be insured for therapy.

The Guardian - Money

"We started to wonder about things like whether people should be insured," says Stephen Moir, head of community investment.

The Guardian

But if that ring is nice enough to make you tear up, it probably should be insured.

The New York Times

Human-verified similar examples from authoritative sources

Similar Expressions

36 human-written examples

"I would say you should be insuring this for anything up to eight pounds," says Bunny Campione.

The Guardian - TV & Radio

Even Sen. Arlen Specter, D-Pa., misses the larger point by arguing that the undocumented should not be insured: A healthier nation is cheaper for everyone in the long run, and simply more humane.

Huffington Post

Your tenant should also be insured to cover his or her liability and, depending on your state, any gaps in your coverage that may result from the lease option.

WikiHow

"NBC is trying to do good things to raise money to help him out, but it shouldn't even be an issue at this point, because he should have been insured by the event," Pierre-Luc Gagnon, a professional skateboarder on the Dew Tour, said.

The New York Times - Sports

A private chef, who cooked for my family and me five nights a week, and a weekly session with a masseuse, whose hands were so masterful they should have been insured.

Huffington Post

Expert writing Tips

Best practice

When discussing valuable possessions or activities with potential risks, use "should be insured" to emphasize the importance of financial protection. For instance, "Expensive jewelry should be insured against theft or loss."

Common error

Avoid using "should be insured" without providing context or reasons. Clearly state why insurance is recommended in the specific situation, highlighting the potential risks and benefits of coverage.

Linguistic Context

The phrase "should be insured" functions as a modal verb phrase indicating a recommendation or obligation. It suggests that taking out insurance is a prudent or necessary action, particularly when considering potential risks or losses. As Ludwig AI confirms, it is both correct and usable in written English.

Expression frequency: Common

Frequent in

News & Media

48%

Science

24%

Wiki

15%

Less common in

Formal & Business

6%

Academia

0%

Encyclopedias

0%

Ludwig's WRAP-UP

In summary, "should be insured" is a common and grammatically correct phrase used to convey the importance or necessity of having insurance coverage. Ludwig AI validates its usability in written English. Its frequency across diverse sources like News & Media and Science indicates its broad applicability. The phrase functions as a recommendation, highlighting the potential benefits of financial protection against unforeseen events. While "should be insured" carries a neutral register, remember to provide specific context to reinforce why something "needs to be insured" in particular situations.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

ought to be insured

Replaces "should" with "ought to", conveying a slightly stronger sense of obligation or advisability.

needs to be insured

Emphasizes the necessity of insurance coverage.

must be insured

Indicates a requirement for insurance coverage.

is advisable to insure

Highlights the recommended nature of obtaining insurance.

it is important to insure

Stresses the significance of securing insurance.

it would be wise to insure

Suggests that insurance is a prudent course of action.

insurance is recommended

Focuses on the recommendation for insurance coverage.

insurance coverage is necessary

States the necessity of having insurance coverage.

it's essential to be insured

Emphasizes the crucial aspect of being insured.

insurance should be obtained

A more passive way of saying insurance is necessary

FAQs

How can I use "should be insured" in a sentence?

You can use "should be insured" to express the necessity or recommendation of having insurance coverage. For example, "All valuable items should be insured against theft".

What's a more formal alternative to "should be insured"?

For a more formal tone, consider using alternatives such as "must be insured" or "ought to be insured" to emphasize the importance of having insurance.

Is it always necessary to use "should be insured", or are there situations where it's optional?

While "should be insured" implies a strong recommendation, the necessity depends on the context. For essential protections, it's crucial, but for minor risks, it might be optional. Always evaluate the potential financial impact of a loss before deciding.

What are some common items or situations where something "should be insured"?

Common examples include homes, vehicles, health, and businesses. Specific valuable possessions and activities with significant financial risk also "need to be insured".