As with traditional marriages, civil unions allow couples to file joint tax returns, exempt spouses from inheritance taxes, permit partners to share insurance policies, ease access to residency permits for foreigners and make partners responsible for each other's debts.
While married couples generally share insurance as a matter of right, coverage for a gay partner often hinges on a couple's being able to prove that a domestic partnership exists.
Then he laid out six policy proposals, including "Healthy Mae" organizations (which would be like Fannie Mae to share insurance risks) and setting up tax-free health I.R.A.'s for old-age costs.
However, the degree of cost sharing between insurance providers and patients in commercial plans may still vary to a great extent, creating ongoing access barriers for low-income individuals, and those not enrolled in any plan will remain without coverage.
As in other areas in the burgeoning collaborative consumption movement, like peer-to-peer car-sharing, insurance companies want to know just how much you're sharing and how many people you're sharing with.
Halliburton, which bought Dresser in 1998, shares insurance with Harbison.
Like the citizens of Germany and Japan, workers in the United States share insurance premiums with an employer.
Undercut by smaller carriers offering auto insurance at lower prices, State Farm is gambling that it will rebound from its losses by gaining market share, insurance analysts say.
The change will permit same-sex couples to adopt children, apply for joint bank loans, inherit wealth and share insurance policies.
This accessible study charts the so-called "commercial revolution" of the thirteenth century, a period of rapid expansion which created much of the economic landscape we know today: holding companies, corporate shares, insurance, personal checks, and double-entry bookkeeping.
It's also created a ride-share insurance coalition and announced plans to introduce coverage for drivers that would close the so-called "insurance gap" that happens between rides.
