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The more developed service is Microsoft's Passport, part of the evolving Microsoft strategy known as.NET My Services, aimed at offering secure "user-centric" Web services for consumers and businesses.
So the question is, how do you build online training services for consumers who are not literate?
Both companies have introduced new search services for consumers -- services that give advertisers new ways to bid on search terms.
Despite its well-known personal-finance brand name, Intuit has struggled to profit from Web-based services for consumers.
Yahoo!, which is allied with Microsoft, and Apple also offer cloud services for consumers; specialists such as Salesforce and NetSuite do the same for companies.
"Consumers driving the digital uptake: The economic value of online advertising-based services for consumers," study conducted by McKinsey & Co., commissioned and published by IAB Europe, September 2010.
"We've been thrilled with the early success of our commerce offerings, and we think they can help us build even better products and services for consumers and merchants".
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It also provides such services for consumer groups such as the American Automobile Association and the United Services Automobile Association.
Her father is the lead director of the United States board of PricewaterhouseCoopers in New York, for which he also oversees accounting, tax advisory and other services for consumer goods and retail clients worldwide.
But what about the businesses that provide services for consumer-facing companies?
The Healthcare segment offers product registration, marketing and sales, and physical distribution services for consumer health and over-the-counter health products, among others.
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