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PARIS — Crédit Agricole, one of France's biggest lenders, said on Wednesday that a series of write-downs and other charges contributed to its largest-ever annual loss.

Does Merrill Lynch's lawsuit against a unit of the bond insurer Security Capital Assurance presage another series of write-downs at the securities firm?

PETER EDMONSTON Merrill Woes Does Merrill Lynch's lawsuit against a unit of the bond insurer Security Capital Assurance presage another series of write-downs at the securities firm?

The Neiman Marcus Group, the luxury retailer, posted a quarterly loss Wednesday on a series of write-downs totaling more than half a billion dollars.

Société Générale took a series of write-downs related to past acquisitions, including 250 million euros on Rosbank in Russia and 200 million euros on TCW Group, a fund firm in Los Angeles.

Merrill took a series of write-downs including a $3.8bn loss blamed on "severe market dislocations" during the month of September including its exposure to the failed bank Lehman Brothers.

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Last week, the shares of Mills shares plunged after auditors questioned the company's financial viability and after the company announced a series of accounting write-downs and problems with its Xanadu entertainment and retail development under construction at the Meadowlands in New Jersey.

Some commentators initially regarded Gingrich as a crank, but his idea of writing down a series of core objectives, such as term limits and welfare reform, in a "Contract with America," proved popular with conservatives and voters.

Citi has been afflicted by a series of woes, including billions of dollars in write-downs stemming from subprime mortgages, but is also under pressure from shareholders to increase the value of its stock.

But Mr. Maheras, a longtime Salomon Brothers bond executive with a loyal following of traders and bankers, has seen his standing suffer from a series of trading miscues and the recent mortgage write-downs originating in his division.

In fact Smith maintains that his songs are drawn from a series of recollections studiously written down over the years.

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