self-employed individuals

USAGE SUMMARY

The phrase "self-employed individuals" is correct and usable in written English.
You can use it to refer to people who work for themselves rather than being employed by a company or organization. Example: "Self-employed individuals often have more flexibility in their work schedules compared to traditional employees."

✓ Grammatically correct

News & Media

Academia

Science

Human-verified examples from authoritative sources

Exact Expressions

59 human-written examples

That has limited the options for many small-business owners and other self-employed individuals.

The New York Times

The Freelancers Union allows self-employed individuals to purchase health insurance at less expensive group rates.

The New York Times - Magazine

As collectives of self-employed individuals, they have a reputation for being formal and traditional.

The Guardian

(4) which related to effect on self-employed individuals or shareholder-employees.

Cornell University

Salaried GPs are taxed at source while partners and locums pay their tax as self-employed individuals.

The Guardian

Many Democrats, including Mr. Clinton, have supported more generous tax deductions for the health insurance costs of self-employed individuals.

The New York Times

Owners were defined as self-employed individuals who earned more than $71,500 (the 90th income percentile).

Harvard Business Review

(8), relating to matching contributions on behalf of self-employed individuals not treated as elective employer contributions, as (9).

Cornell University

(10) which provided for a special limitation on the amount allowed as a deduction for self-employed individuals.

Cornell University

(8) relating to matching contributions on behalf of self-employed individuals not treated as elective employer contributions.

Cornell University

Human-verified similar examples from authoritative sources

Similar Expressions

1 human-written examples

In reality, the rise in the numbers of self-employed individuals is correlated to a lacklustre labour market.

The Guardian - Opinion

Expert writing Tips

Best practice

When writing about taxes or financial planning, use the term "self-employed individuals" to ensure clarity and avoid ambiguity, as different terms may have different legal or tax implications.

Common error

Don't use overly broad terms like "freelancers" or "gig workers" when precision is needed. While these terms are related, "self-employed individuals" offers a more encompassing and legally recognized description.

Linguistic Context

The phrase "self-employed individuals" functions as a noun phrase, typically acting as the subject or object of a sentence. It identifies a group of people who work for themselves rather than being employed by someone else. Ludwig AI confirms its correct usage in various contexts.

Expression frequency: Very common

Frequent in

News & Media

49%

Academia

25%

Science

17%

Less common in

Formal & Business

5%

Wiki

3%

Reference

1%

Ludwig's WRAP-UP

The phrase "self-employed individuals" is a grammatically correct and very common way to refer to people who work for themselves, as validated by Ludwig. It is used across diverse contexts, including news, academia, and science, with a neutral register. While related terms like "freelancers" and "independent contractors" exist, "self-employed individuals" offers a broader and often more legally precise description. When discussing finances, taxes, or legal rights, using this term promotes clarity and avoids potential ambiguity. Ludwig AI confirms the phrase's usability and correctness, highlighting its relevance in discussions about the modern workforce.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

the self-employed

A shorter, more general term for people who work for themselves.

freelancers

Refers specifically to individuals who offer their services on a contract basis.

independent contractors

Highlights the contractual nature of the work arrangement.

self-proprietors

Emphasizes ownership and individual control of a business.

sole traders

Commonly used in British English, focuses on the business structure.

gig workers

Highlights involvement in the gig economy, often involving short-term tasks.

own-account workers

A more formal and statistical term used in labor economics.

entrepreneurs

Implies innovation and risk-taking in creating and running a business.

small business owners

Refers to individuals who own and operate small businesses, which may or may not involve employees.

the working self-sufficient

Stresses the financial autonomy and work ethic of independent workers.

FAQs

What are some common challenges for self-employed individuals?

Common challenges include managing inconsistent income, handling self-employment taxes, securing health insurance, and planning for retirement. Resources like the Small Business Administration can offer guidance.

Which tax deductions are available to self-employed individuals?

Self-employed individuals can often deduct business expenses, health insurance premiums, contributions to retirement plans like SEP IRAs or solo 401(k)s, and home office expenses if they qualify.

What's the difference between "independent contractors" and "self-employed individuals"?

The terms are often used interchangeably, but "self-employed individuals" is broader. An "independent contractor" typically performs services for another entity under a contract, while self-employment encompasses anyone working for themselves, regardless of contractual agreements.

How can "self-employed individuals" plan for retirement?

Options include setting up a SEP IRA, SIMPLE IRA, or solo 401(k). These plans offer tax advantages and allow higher contribution limits compared to traditional IRAs.