Sentence examples for self-directed options from inspiring English sources

Particularly in North America, development is a high priority, and top performers expect more than self-directed options.

And then you throw in 401 k)s, pre-tax and post-tax dollars, self-directed options and so on, and it becomes a challenge to know where you should put your retirement money.

Your employer can simply add something called a self-directed option, also known as a brokerage or mutual fund window.

HIGH FEES Fees in a self-directed option can come in two main forms, a fee for regular account maintenance and a per-trade fee.

In 2009, the bankers and brokers at the financial services firm Morgan Keegan & Company had 81 percent of their funds in the self-directed option.

Survey data from the Profit Sharing/401k Council of America show 18.5 percent of employers offering a self-directed option in 2009, up from 6.2 percent in 1995.

They can also place a cap — say 50 percent — on the percentage of your retirement account that you're allowed to invest through the self-directed option.

On the other hand, many lawyers say they believe that the self-directed option shields employers from liability, since workers can't then turn around and say they didn't have access to enough decent investment choices.

Brokerage windows — a self-directed option, in which employees can choose their own mutual fund investments — are also becoming somewhat more popular: they represent 3.8 percent of 401(k) assets in this year's list, up from 2.8 percent in 2010.

BrightScope, a company that tracks and ranks 401(k) plans, searched employers that reported enough data to the federal government that BrightScope could track the percentage of employee retirement funds in the self-directed option.

Aon Hewitt found that only around 3 to 4percentt of retirement plan participants with access to SDBAs actually use this self-directed option.