segregated fund

USAGE SUMMARY

The phrase "segregated fund" is correct and usable in written English.
It is typically used in financial contexts to refer to a type of investment fund that is kept separate from other assets, often to protect the interests of investors. Example: "Investors often choose a segregated fund for its potential to provide a level of protection against market volatility."

✓ Grammatically correct

News & Media

Formal & Business

Science

Human-verified examples from authoritative sources

Exact Expressions

2 human-written examples

While the law still allowed donations to be made through a segregated fund, the court noted "corporate wealth can unduly influence elections".

The Guardian

The company also provides investment management services with respect to the company's general fund assets, segregated fund assets, mutual funds, and to the institutional customers.

Forbes

Human-verified similar examples from authoritative sources

Similar Expressions

57 human-written examples

But Germany, another big producer of nuclear power, also does not require segregated funds.

The Economist

"If they're not going to uphold segregated funds, this can happen again tomorrow to anyone," Paula Pierce, a commodities lawyer in Virginia, told The Times.

The New York Times

"If they're not going to uphold segregated funds, this can happen again tomorrow to anyone," said Paula Pierce, a commodities lawyer in Virginia.

The New York Times

A spokeswoman for MF Global Holdings, the holding company for the broker-dealer, said "there was an approval process" for moving segregated funds, but said she was unable to provide more details.

The New York Times

The trustee's report concludes there was a substantial "shortfall" in customer segregated funds every day from Oct. 26, when $615 million in loans from customer accounts were not repaid, until MF Global filed for bankruptcy on Oct. 31.

The New York Times

Michael Shore, a spokesman for the CME Group, which owns the main exchanges where MF Global traded, said: "It's important to understand this was an unprecedented situation for our industry and that the shortfall in total customer segregated funds occurred at the firm level, not at the clearinghouse level".

The New York Times

"Although we still do not know for certain what caused the significant shortfall in customer segregated funds required to be held at MF Global, any loss of customer assets is entirely unacceptable and the reasons for the deficiency need to be identified".

The New York Times

The Group Savings and Retirement segment offers group products and services for savings plans, retirement funds and segregated funds.

Forbes

"That something like missing segregated funds could happen -- that's a big miss".

Huffington Post

Expert writing Tips

Best practice

When discussing financial security or legal compliance, use "segregated fund" to emphasize that assets are legally protected and cannot be co-mingled with other funds.

Common error

Don't assume a "segregated fund" is completely risk-free. While it provides legal protection from creditors, it doesn't necessarily shield against market losses or poor investment performance.

Linguistic Context

The phrase "segregated fund" functions as a noun phrase, typically identifying a specific type of financial instrument. According to Ludwig AI, the term is grammatically correct and usable. Examples show its use in discussing financial protection and regulatory compliance.

Expression frequency: Uncommon

Frequent in

News & Media

33%

Formal & Business

33%

Science

33%

Less common in

Academia

0%

Encyclopedias

0%

Wiki

0%

Ludwig's WRAP-UP

The phrase "segregated fund" is a grammatically correct noun phrase used to describe a type of investment fund kept separate for protection or specific purposes. Ludwig AI confirms its usability in English, primarily within professional contexts such as finance and business. It's crucial to remember that while "segregated funds" offer asset protection, they aren't entirely risk-free and don't guarantee investment performance. Alternative phrases include "separate fund" and "isolated fund", but the best choice depends on the specific context and desired emphasis.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

separate fund

Emphasizes the act of keeping the fund apart from others.

isolated fund

Highlights the fund's independence from other financial assets.

ring-fenced fund

Implies a protective barrier around the fund, limiting access.

dedicated fund

Focuses on the fund being specifically allocated for a particular purpose.

earmarked fund

Indicates the fund has been specifically reserved or designated.

protected fund

Highlights the security and safeguarding of the fund's assets.

segregated account

Refers to the specific financial account where the funds are held separately.

quarantined fund

Suggests the fund is isolated to prevent contamination or risk.

distinct fund

Highlights the fund's unique and separate nature.

independent fund

Emphasizes the fund's autonomy and lack of connection to other financial entities.

FAQs

How does a "segregated fund" differ from a regular investment fund?

A "segregated fund" provides a higher level of asset protection because its assets are legally separated from the financial institution's other assets. This means that, unlike regular investment funds, it is protected from creditors in case the financial institution becomes insolvent.

What are the benefits of using a "segregated fund"?

Key benefits include creditor protection, potential estate planning advantages, and guarantee options. Some "segregated funds" also offer maturity and death benefit guarantees, ensuring a minimum return on investment.

Are "segregated funds" only for wealthy investors?

No, "segregated funds" are available to a range of investors, not just the wealthy. The suitability depends on individual investment goals, risk tolerance, and financial planning needs, rather than solely on net worth.

What's the difference between a "segregated fund" and a "mutual fund"?

A "segregated fund" is an insurance product, while a "mutual fund" is a security. Segregated funds offer benefits such as guarantees and creditor protection, which mutual funds do not. However, mutual funds typically have lower management fees.