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But MOOCs will prompt more rapid innovation in a sector facing enormous pressures over the cost of its basic product.
But local analysts say that with the banking sector facing combined losses of more than $20 billion, such a step is extremely unlikely.
With the economy only now limping into recovery, and the public sector facing years of financial pressure, we badly need some usefully radical ideas.
At a time of unprecedented financial constraint, with parts of the public sector facing meltdown, this is the elephant in the room.
I am also striking as a show of solidarity with the wider public sector facing disastrous transformation into for-profit businesses, including health, education, policing and emergency services.
With social housing budgets slashed by government austerity measures and the private sector facing a long, arduous recovery, shared homeownership schemes are being redesigned to plug some of the gaps.
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But he added that the sector faced capacity constraints.
Here's Ben Bernanke:[T]he banking sector faced enormous pressure during the early 1930s.
This is particularly important because, as everyone agreed, the sector faces a difficult time.
Indeed, despite their own projections, they admit the sector faces a major risk from "reputational damage".
A number of respondents said older women in the sector faced additional discrimination.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com