Gee points to Zappos as an example of how companies are already thinking of new ways to use the Scan QR payments.
Removing these services from a current lock-in could help spread the use of scan-based payment systems and, Pundi Pundi, give it a springboard to grow beyond its current urban worker demographic and facilitate planned expansions to other cities in Indonesia.
PayPal said it had improved the real-time scanning of payments.
"By putting invoicing, accounting, receipt scanning, reporting, payments, payroll and personal finance in a single tool, we expect to see more engagement from our existing users," he said.
"Since then, we've taken additional steps to support compliance with Ofac regulations with the introduction of real-time scanning of payments and improved processes," a PayPal representative told the BBC.
Face Match will become a part of Jumio's Netverify line, which is one of two key products the company produces, the other being Netswipe, a computer vision-aided way to quickly scan and validate payment cards.
This is a new extension for GoPayment, where users will now be able to use a smartphone or a tablet's camera to scan cards for payment, rather than use the swiper.
Lim said that Pundi Pundi is in discussions with Grab and its rival Go-Jek, the billion-dollar valued on-demand startup from Indonesia, to develop a 'universal' QR code system that would allow its merchants and users to scan and make payment via any of the three companies' services.
If you have fundraisers staffed by volunteers or widely distributed teams, for instance, all they need is a QR code from Scan to enable payments.
