The body, whose members recruit around 30,000 graduates a year, said families should be encouraged to save for university through a national savings scheme.
Nationwide has a good monthly savings scheme.
At first, Hines used it more as a savings scheme.
She wanted the women to participate in a savings scheme by contributing small amounts daily.
The small savings scheme, run entirely by women, helps develop preparedness for maintaining an establishment.
The problem is the payroll tax is more of a forced savings scheme than a tax.
It was a savings scheme for ordinary people, and they were looking for members.
Germans have a workplace savings scheme, the Vermögenswirksame, but that's about it.
Most of the men also used a savings scheme called susu, a traditional system with West African origins.
Mr Ahern's hopes seem now to lie with a subsidised savings scheme that pays out over the next year.
The chancellor also introduced a savings scheme for those under 40, to help with their retirement or buying a home.
