savings for

USAGE SUMMARY

The phrase "savings for" is correct and usable in written English. You can use it when referring to funds set aside for a specific purpose or goal. Example: "I have set aside some savings for my vacation." Alternative expressions include "funds for," "money for," and "reserves for."

✓ Grammatically correct

News & Media

Formal & Business

Academia

Science

Wiki

Human-verified examples from authoritative sources

Exact Expressions

60 human-written examples

That's a big savings for taxpayers.

The New York Times

Certainly, savings for customers will be marginal.

Independent

Helps families mobilize savings for shelter.

Massachusetts Institute of Technology

"That's net savings for society," said Bernard.

The Guardian

lifetime, which is a huge cost savings for datacenter operators.

Princeton University

And what's been the savings for the customers?

Massachusetts Institute of Technology

Abolishing tax on income from savings for millions of people.

Independent

Malaysia's lower operating costs have translated into savings for students.

The New York Times

This week there were savings for Levi's, Philosophy and Gaiam.

The New York Times

And that's been a huge savings for small businesses".

The New York Times

"This is something you go to savings for," he argued.

The New York Times

Expert writing Tips

Best practice

Ensure the noun 'savings' remains plural when referring to money in a bank account or general financial reserves.

Common error

Do not confuse the noun phrase "savings for" with the present participle "saving for". Use the former when referring to the money itself (e.g. 'I have "savings for" emergencies') and the latter when referring to the action (e.g. 'I am "saving for" a new car').

Linguistic Context

The phrase "savings for" functions as a noun phrase followed by a prepositional phrase. According to Ludwig AI, it is primarily used to identify a specific allocation of accumulated capital. The word 'savings' acts as a collective plural noun representing money held in reserve.

Expression frequency: Very common

Frequent in

News & Media

50%

Formal & Business

25%

Academia

15%

Less common in

Science

5%

Wiki

3%

Social Media

2%

Ludwig's WRAP-UP

The phrase "savings for" is a versatile and correct linguistic construction used to describe money set aside for a particular goal. According to Ludwig AI, it is a very common expression with high prevalence in prestigious news outlets like The New York Times and The Guardian. It effectively distinguishes between the act of hoarding money and the funds themselves. When using this phrase, it is essential to ensure that 'savings' remains plural to maintain its noun status. Alternatives such as "funds for" can be used to vary your vocabulary, but "savings for" remains the standard for both personal and institutional financial contexts.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

funds for

Generic term for money set aside for a purpose

reserves for

Commonly used in business to describe money held back for future use

capital for

Implies money intended for investment or starting a venture

provisions for

Formal accounting term for setting aside funds for anticipated liabilities

budget for

Refers to the allocation of money rather than the accumulated amount

deposits for

Suggests initial payments or money placed into an account

financial cushion for

Idiomatic way to describe safety-net savings

nest egg for

Informal term specifically used for long-term or retirement goals

stash for

Casual term for a hidden or saved amount of money

accumulations for

Emphasizes the process of gathering funds over time

FAQs

What can I say instead of "savings for"?

Depending on the context, you can use alternatives like "funds for", "reserves for", or "provisions for".

How do I use "savings for" in a sentence?

A typical example would be: "She decided to use her "savings for" a down payment on her first home".

Is it correct to say "saving for" or "savings for"?

Both are correct but function differently. ""saving for"" is an action (verb), while "savings for" refers to the actual money (noun). For example: "I am "saving for" retirement using my "savings for" the future".

Is "savings for" formal enough for a business report?

Yes, it is widely used in financial reporting and professional contexts, as seen in examples from The New York Times and Forbes.