A saver would need to have more than £72,000 deposited in the current top-paying easy access account (paying 1.4%) to breach the £1,000-a-year income barrier.
For our energy makeover this week I was given a standby saver, which was useful; I plugged my television into it and it has a sensor that responds to a signal from the TV remote control, so I just use that instead of switching the plug off at the wall.
No-one wants to be top or otherwise they get every saver in the country knocking on their door.
Lloyds TSB's instant access Isa pays 1% on sums below £21,000, but its non-Isa Easy Saver instant access account pays 1.6%.
But from now, when an Isa saver who is married or in a civil partnership dies, their spouse or civil partner will inherit their tax advantages.
Delivery scheme: Monthly Anytime Delivery Saver costs £6 a month for six months, or £60 if you sign up for 12 months.
Santander, which has drawn £1bn under the FLS scheme, has sliced eSaver interest rates from 2.8% last August to 1.5%; Halifax, part of Lloyds (which has drawn £3bn) has cut its online saver from 2.8% to 1.6%.
There may never have been a better penalty saver: he has let in fewer than 50% of the spot-kicks he has faced in Spain, saving 43% of them.
Normal delivery charges: If you spend more than £10 you should qualify for free Super Saver delivery.
Way to go Getting there: Eurotunnel, (08705 353535) has a Short Stay Saver Fare from two to five days travel booked at least seven days ahead from £179 for a car and passengers.
Pamela Ball, chief executive of Knowsley Community and Volunteer Services (CVS), a charity that also represents more than 830 small charities in Merseyside, says social media is a time- and money-saver.
