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Your salary drops through the floor.
Repayments stop if your salary drops below £21,000 and any remaining debt is written off after 30 years.
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The starting salary dropped $10 in North Dakota, to $19,136.
Thompson's own salary dropped by about 25% during his eight years at the BBC.
The average entry-level salary dropped to a 30-month low of £23,309.
Alaska was the only state where the average salary dropped, down 1.8percenttoto $48,275.
"It saved my life when I left advertising," she says, although her salary dropped most of the zeroes.
His salary dropped from like $90,000 to $27,000, and he went in to lower his support to his ex-wife.
Is your life flexible enough to accommodate at least a temporary salary drop, and do you have time to attend school again?
An adviser who didn't hit 90% of his or her target over a nine-month period could see their base annual salary drop from £33,706 to £25,927, and if they were demoted again it could drop to £18,189.
And, in a more purely financial world the NAO may understand better, when Anne Bulford, boss of C4 finances, left for the BBC and an extended version of the same role, her salary dropped by £94,000 (from £489,000 to £395,000).
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com