The regulator said variable levels of compliance with credit laws and guidance meant firms that invest time and effort to comply were at a competitive disadvantage.
Mr. Roye said variable annuities could be so complex that even those selling them do not fully understand the benefits and pitfalls.
In Norman, Okla., Mickey Mann, who has been a broker for 35 years, said variable annuities and variable life insurance sales accounted for 25percentt of his business while the markets were hot.
Daniel A. Rascher, president of Sports-Economics, a sports consulting firm in Berkeley, Calif., said variable-price ticketing "has been around for years, but baseball is just getting around to it".
Writing in the Guardian last week, Drew – another of the six whistleblowers whose fate led to the Francis inquiry – said: "Variable, substandard and sometimes abysmal care is still all too common.
The said variable is defined as score/new_links_number, where new_links_number stores the number of new links that would have to be established if path ({p^{k}_{q}}) is selected.
That is to say, variables like age, education level, health insurance, history of breast cancer in friends and/or relatives and family type are not significant in BSE and mammography practice.
Mr. Rascher, the sports economist, says variable pricing is here to stay.
"Aside from hitting sixes, as you pointed out last year, he struggles to rotate the strike and doesn't score the volume of runs to offset his, shall we say, variable wicket keeping.
