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By comparison, a borrower using a "typical high-interest loan" with a rush payment would pay $165, or $40 extra.
Users can then choose standard (5 to 7 days), guaranteed (4 days or money back) or rush payment (same day) processing, at which point BillFloat pays your bill for you.
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While that may sound high, BillFloat says that it averages about 58percentt savings compared to the average high-interest loan and rush-payment services.
The possibility of a cashless society has come at us with a rush: contactless payment is so new that the little ping the machine makes can still feel magical.
The row over the €40m (£34m) Allied Irish Banks bonuses deepened today after extraordinary claims that executives of the bank had tried to rush the payments through as the bailout loomed.
Consumer experts say the narrow range of players means uniformly poor customer service: punitive fees on unauthorised overdrafts, puny returns on Isas, inflexibly packaged accounts and a lemming-like rush to mis-sell payment protection insurance.
Although ministers have rushed through partial payments and loans to help bridge the gap in payments, the delays and chaos is thought to have significantly damaged the Scottish National party's rural vote in the recent Holyrood elections.
As a result of the payments, the Rush brothers, Maggette and Williams were suspended by their schools for varying periods.
More than 150,000 customers rushed to make payments totalling a reported £400m when the scheme was announced in 2009.
National Grid is forced to operate these days on the Tesco motto of "every little helps" and last week was forced to rush out an initiative offering payments to those who could offer new capacity to the system this winter.
The Public Accounts Committee said the new Personal Independence Payment scheme had been "rushed" through, with a "shocking" impact on claimants.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com