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The loan impairment and other credit risk provisions were down 30% on the same period last year, reaching $5.3bn.
Risk provisions are deducted from profit, but if no losses materialize, the money will be added back in future years.
The group said it has now ceased all commercial real estate lending, which accounts for about 75% of the increase in its credit risk provisions.
The bank also set aside $13.9 billion in credit risk provisions and said the timing and scale of a recovery in the wider economy remained "highly uncertain".
In addition to weaker car markets, BMW booked 1.1 billion euros in expenses in the fourth quarter for "risk provisions" and personnel costs.
The bulk of this was caused by problems in the US, where impairment charges and other risk provisions rose by 79% to $11.7bn.
Similar(46)
While the creation of a £4.8bn central contingency fund, in addition to £8.4bn "risk provision" for individual projects, was a "positive step", it questioned whether this would be large enough to absorb costs in the event of unexpected delays.
More detail is particularly notable throughout the sections of the guidelines outlining identification of suicide risk, provision of initial assistance and talking with the suicidal person, giving more specific information as to when, where and how actions should be carried out.
Despite this few building codes contain risk reducing provisions.
Only 60%% of respondents were aware of the risk reduction provisions in the CDEM group plan for their district.
Table 2 Capability and capacity survey questions 1. Are you aware of the risk reduction provisions in the Civil Defence Emergency Management Group Plan for your district?
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