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Norwich Union and Royal & Sun Alliance yesterday each revealed for the first time that nearly nine out of 10 policy holders faced a high or significant risk of a shortfall.
The ABI said on May 13th that 35% of advisory letters being sent to endowment-policy homebuyers were coded red, meaning that there was a high risk of a shortfall.
Spending at least half an hour outside each day will help reduce the risk of a shortfall in vitamin D, as can consuming vitamin D-rich oily fish or cod liver oil (at a dose of about 1 teaspoon a day).
Norwich Union, with 1.3m endowment policyholders, said 39% of policies were "red," where there is officially a high risk that it will not grow sufficiently to pay off the mortgage, while 48% were "amber", which means there is a significant risk of a shortfall.
This week the insurer revealed that the proportion of its 1.2m endowments in the so-called "red" zone, where there is officially a high risk that they will not grow sufficiently to pay off people's mortgages, has risen to 73%, with another 13% facing the "significant risk" of a shortfall.
They want governments to settle outstanding budget bills, to avoid the risk of a shortfall.
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On Wednesday, G.M. said it would freeze pension contributions for salaried employees, instead switching them to a 401 k -type plan to eliminate the risk of a future shortfall.
Additional state support is that over which the city has the least amount of direct control and, to the extent the city relies on such a source, the greater the risk of a financing shortfall for Yonkers public education -- exactly the circumstance faced by Yonkers today.
The Commission says it is 5bn euros below the draft budget, so there is still a risk of a funding shortfall.
"We are in close contact with National Grid, who are able to step into the market to source gas and increase incentives on gas suppliers if they think there is a risk of a supply shortfall, " she added.
The budget, officially called the Multi-annual Financial Framework (MFF), has to be agreed by the end of this year, otherwise various EU programmes will face the serious risk of a funding shortfall.
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