This risk includes potential impairment of physical, behavioural, cognitive and learning ability.
Operational risk includes anything from computer failure and postal strikes to fraud and cock-ups of Baring-style proportions.
The region at greatest risk includes the crowded Ganges plain and the capitals of India, Pakistan, Bangladesh, Nepal and Bhutan, the study said.
Currently, the best evidence for reducing dementia risk includes not smoking, keeping blood pressure in check, getting enough exercise and eating a healthy and balanced diet".
Customer data so far identified as at risk includes names, addresses, dates of birth, email addresses, telephone numbers and, perhaps most significantly, "TalkTalk account information, credit card details and bank details".
The real risk includes loss (as car owner incurs damage in case of accident; otherwise it is not changed), and speculative risk includes loss and profit (its good example is the ownership of a factory or company).
