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If you check in using Gowalla at any real-world location in the US that is home to a moon rock, you'll receive a reward (check out this map if you're up to the challenge).
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Every year around this time, American Express sends its reward checks to people with its Costco co-branded cash-back credit card.
Yet asked if the IRS might end up sending reward checks to the government's own inmates, he responds: "It could happen".
One company, BancVue, has already helped over 500 smaller banks and credit unions set up free rewards checking accounts.
So about two weeks ago, it introduced a rewards checking account that pays a whopping 4.49 annual percentage yield on balances up to $25,000 (and 1.5percentt on amounts above that).
That's where Kasasa is trying to play, and about 70 institutions have adopted its products, though hundreds more offer similar rewards checking products from BancVue.
For customers with lower balances who don't need branches, 3 percent interest on a rewards checking account won't mean much.
Let's say you're not among the many people who are doing just fine with their current bank, and you want to switch to one that offers the special rewards checking account.
Soon, the company asserts, the total number of branches among all of the institutions that offer its rewards checking accounts will equal that of the 10th-largest bank in America.
So when both President Obama and Senator Dick Durbin took to the airwaves to denounce Bank of America's new $5 monthly debit card fee this week, I got curious about what was going to become of the various rewards checking accounts I've written about in the last year or two.
If so, then a rewards checking account can really pay off.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com