Sentence examples for returns to policyholders from inspiring English sources

Rather than setting aside reserves for such a shortfall, Equitable had chosen to pay out excess returns to policyholders.

Furthermore, both German and Swiss companies have been hampered by laws that state they must provide returns to policyholders that exceed a set minimum.

It had not hedged against the risk that interest rates would fall, and was hoping to be saved by the small print in policy documents, which it believed would allow it to pay lower returns to policyholders with guarantees than they were expecting.

It was the great health insurance giveback: $1.1 billion in premiums returned to policyholders under the Affordable Care Act.

Any "surplus" generated by a mutual company was supposed to be returned to policyholders as dividends, effectively lowering the net cost of insurance; shareholders will expect profits to be plowed back into continued growth or used to buy back shares instead, while policyholders get just enough insurance benefits to stay ahead of the competition.

Moody's said life insurers were facing a long-term decline because the deteriorating economy had depressed interest rates and made it hard for them to generate high enough returns to pay policyholders.

All life insurers, though, face the same difficulty paying the returns they guaranteed to policyholders.

In June, the nonprofit insurer said it would cap its profits and return any excess to policyholders.

Two days later, after cursory debate, the lower house of parliament passed a new law allowing Japan's ailing life insurers to cut the rates of return they guaranteed to policyholders, and thus to break unprofitable contracts.

This policy has a 90-day waiting period, is guaranteed renewable regardless of the person's health status and pays benefits until the policyholder returns to work or until age 65 if he doesn't.

But, if run efficiently, a mutual structure can provide much more value and affordable coverage for its policyholders than a stock company, which must satisfy a market return to stockholders before policyholders can share in its success.