Banks now have to hold more capital against credit card loans and have to retain more loans on their books, a risky business considering delinquency trends.
Farmers with existing loans, and whose planted forests were up to an acceptable standard, had the option to retain their loans, or cancel their existing debts fully and claim a proportion of their future qualifying costs under the grant scheme.
Most mortgage originators do not portfolio loans (they do not retain the loan asset).
If the problem is, as David Metcalf has said, that the current route is a loan to the UK not a gift, then the solution cannot be to retain the loan route but make it more expensive and less predictable.
Consistent with this prediction, we find that the effect of CDS availability on the likelihood and frequency of forecasts is higher when lead arrangers retain smaller loan share.
Aberdeen hope to retain on-loan Norwich City full-back Steven Smith after the end of the season but have told three players they will be released.
Nominated for the Manager of the Month award for three wins in four December games, Adams revealed that due to the club's precarious financial position he was unable to sign any new players or even retain his loan players in the January transfer window – despite the chairman having previously told him to draw up a list of transfer targets.
That fact was central to the Obama administration's proposals to fix the housing finance market a couple of months ago, but it seems to have been forgotten by a collection of regulators that proposed rules this week on when banks will not have to retain risks for loans they make.
St . Louisgives NFL its plan for riverfront stadium to retain team, but loan finances are issue.
For sold loans, we typically retain servicing responsibility, which means collecting loan payments and maintaining cash escrow balances on behalf of the investors.
And even banks eager to securitise their loans sometimes retain the "residual"—the most risky slice where losses hit first.
