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"If the banks don't go out and make loans, we will not come out of our economic problems, we will not have jobs," he said, "and so anything we can do to responsibly help the banks do that, encourage them to do that is what we need".
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But used responsibly, securitization helps (and has helped for decades) hardworking people get affordable mortgages at rates only modestly higher than those charged to the U.S. government.
He believes that guns, if used responsibly, could help.
Mr Osborne said: "The banks, of course, should act responsibly to help small businesses as the economy deteriorates.
I have money and I like to use it responsibly to help the development of this country," he said.
"We must not see a return to pre-recession levels of unmanageable debt and it is vital that creditors are lending responsibly to help prevent this".
Mayor Rudolph Giuliani and Police Commissioner Howard Safir have proposed a program that, if carried out responsibly, should help improve safety for drivers.
There is a need for the media to act more responsibly and help in educating the public about what it means to be an ageing society.
"Managing tourism more responsibly can help, but some destinations may just have too many tourists, and Barcelona may be a case of that," said Francis.
While those around Mr. Kostunica insist that they have no illusions about Mr. Markovic and his efforts to save himself, they also say that he has behaved responsibly, offering help to the new Yugoslav president and not trying to blackmail anyone.
Getting a credit card early on, and using it responsibly, can help you build up a longer borrowing history and establish a good credit score — and that will reap benefits for years to come once you're out in the real world.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com