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There is talk of stress tests, living wills and higher reserve ratios.
And the China Banking Regulatory Commission ordered banks to raise bad-loan reserve ratios by the end of the year.
Texas and New York, with reserve ratios of 0.31percentand0.44percentcent -- the lowest in the nation -- are skating on particularly thin ice.
"The fact that G.M.A.C.'s loan losses are lower than Ford's, and the fact that their reserve ratios are higher, suggest they have more cushion," he added.
The counterattack was immediate from bankers, who objected that such a move would lower bank reserve ratios below the international minimum standard of 8percentt.
Confirmation that China had tightened its reserve ratios for six banks - another sign of its attempt to cool its economy - sent metal prices and mining shares lower.
Similar(28)
It was the largest single reserve ratio move in four years.
A higher reserve ratio provides more protection in the event of a downturn.
(The reserve ratio is, of course, dominated by legal reserve requirements, where they exist).
After the markets closed, China's central bank said it would increase the reserve ratio for banks to 15.5percentt.
"We have a lot of room to adjust the reserve ratio," Mr. Zhou said.
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