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While TextMe's basic service is free, certain types of messaging services require credits.
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Jobs providing access to money, from fast-food cashiers to chief financial officers, typically require credit checks.
In Euroclear's plan the hub would still have a monopoly over high-value wholesale transactions, which often require credit.
Yet for those who require credit to feed their families, pay heating bills or buy winter clothing, such credit is socioeconomically necessary as opposed to merely wanted.
At restaurants that otherwise don't require credit cards to guarantee reservations, large parties will often be asked to provide precisely that.
The world's financial downturn adds a difficult element as many of the programs to curb emissions require credit and financing.
Many applicants have come from overseas, because foreigners have a hard time renting from New York landlords, who usually require credit and background checks.
The authority would have substantial powers, including the right to require credit ratings agencies to reveal the models they use when they upgrade or downgrade sovereign debt.
The Consumer Financial Protection Bureau could require credit reporting agencies to promptly clear up old mistakes, instead of dragging out the corrections process for years, as happens now.
Recognizing customers indebted to multiple lenders will require credit bureaus — a tall order in nations like India where even birth certificates are scarce.
Kiosk To Require Credit Card? [Kotaku].
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com