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A.I.G. has since begun significant repayments of its bailout.
This would mean repayments of less than £4 per month.
Repayments of $138 million have been made to the fund.
Athens faces debt repayments of €17bn (£13.4bn) in 2015 alone.
Next Tuesday it must meet repayments of a €780m loan instalment to the IMF.
Only about $4 billion of this is drawn from repayments of past soft loans.
Athens faces debt repayments of up to €20bn (£15.6bn) in 2015.
Other examples of increases set to the RPI include the interest on repayments of student loans.
Pennycook said on Saturday that debt repayments of £100m a year were holding the group back.
So far, the Fed has received about $140 billion through repayments of the principal on its holdings of those debts.
A broader measure of mortgage costs which includes regular repayments of the original loan stands at almost 10% of income.
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