repayment time

USAGE SUMMARY

'repayment time' is correct and usable in written English.
It can be used to refer to the time when a debt must be repaid, or to describe the time when someone who has been generous or kind to you needs something in return. For example: "I'm glad I could help you out when you were in a tight spot; now it's repayment time - what can I do for you in return?".

✓ Grammatically correct

Science

News & Media

Formal & Business

Human-verified examples from authoritative sources

Exact Expressions

55 human-written examples

Kiva argues, however, that any confusion disappears come repayment time.

The New York Times

But if the Treasury started annual sales of century bonds, it would create 70 new maturities before new 30-year issues started coinciding with the remaining repayment time on the 100-year bonds.

The New York Times

The first is based on the repayment time.

Environmental Systems Research

Second, the standard error of the repayment time is small.

Environmental Systems Research

Dashed line on the right denotes average repayment time obtained with bootstrap analysis and the dashed line on the left denotes average repayment time obtained with retrospective analysis.

Environmental Systems Research

Section 'Impact of volume risk on repayment time' describes the methodology used to analyze repayment time of a solar PV plant and discusses the results.

Environmental Systems Research

Human-verified similar examples from authoritative sources

Similar Expressions

5 human-written examples

The current random setting favors more intermediate repayment times.

Environmental Systems Research

This is, of course, fully consistent with the repayment times estimated in section 'Sensitivity analysis'.

Environmental Systems Research

The repayment times in all three cases increase as the interest rate increases.

Environmental Systems Research

The average loan size varies from $500 to $1,000, with repayment times of six to nine months.

TechCrunch

This suggests the strong conclusion the average repayment times discussed in 2 are extremely robust to variation in insolation scenarios.

Environmental Systems Research

Expert writing Tips

Best practice

In loan agreements, specify the "repayment time" along with interest rates and other terms to avoid ambiguity.

Common error

Avoid using "repayment time" interchangeably with "payback period". "Repayment time" refers to the duration to repay a debt, while "payback period" focuses on recovering an initial investment, which may include profits beyond the initial capital.

Linguistic Context

The phrase "repayment time" functions primarily as a noun phrase, often serving as the subject or object in sentences discussing financial durations. As confirmed by Ludwig, this phrase is commonly used in diverse contexts.

Expression frequency: Very common

Frequent in

Science

54%

News & Media

37%

Formal & Business

9%

Less common in

Ludwig's WRAP-UP

In summary, "repayment time" is a common and grammatically sound noun phrase that quantifies the duration required to repay a debt or loan. Ludwig AI confirms its widespread use in contexts such as finance, investment, and economics, as shown by the examples extracted from reputable sources. When using this phrase, ensure clarity in differentiating it from related terms like "payback period", and consider the specific context to maintain the appropriate level of formality. The primary contexts where this term is very commonly used are Science, News & Media, and Formal & Business.

More alternative expressions

Phrases that express similar concepts, ordered by semantic similarity:

Payback period

Focuses on the duration needed to recover an initial investment, differing from simply referring to the time to repay a debt.

Amortization period

Specifically refers to the schedule over which a loan is paid off, including both principal and interest.

Loan term

Indicates the total duration of a loan agreement, influencing the repayment schedule.

Debt maturity

Refers to the date when the principal balance of a debt becomes due, a more formal term.

Repayment schedule

Highlights the detailed plan for paying back a loan, including amounts and dates.

Time to pay off debt

A more verbose and less formal way to express the duration required to eliminate a debt.

Debt repayment duration

Emphasizes the length of the repayment process, suitable for technical or formal contexts.

Period of reimbursement

More appropriate for situations involving refunds or compensation, rather than standard loans.

Redemption period

Often used in the context of bonds or other securities being bought back.

Settlement timeframe

Suggests the broader period for resolving a financial obligation, not necessarily a loan.

FAQs

How is "repayment time" used in financial analysis?

In financial analysis, "repayment time" is a key metric to evaluate the feasibility of projects, especially solar plants, as evidenced by the examples. It helps in understanding how long it will take to recover invested capital from a given project or investment.

What factors influence the "repayment time" of a loan?

The "repayment time" depends on factors such as the principal loan amount, interest rates, and the frequency and size of repayments. Economic policies and government subsidies can also play a significant role.

How does extending the "repayment time" affect the total cost of a loan?

Extending the "repayment time" generally reduces the size of the monthly payments but increases the total interest paid over the life of the loan, resulting in a higher overall cost.

What's the difference between "repayment time" and "payback period"?

"Repayment time" refers specifically to the duration required to pay off a debt or loan. "Payback period", on the other hand, is used in investment analysis to calculate how long it takes for an investment to generate enough cash flow to cover its initial cost.