Used and loved by millions
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com
repay with
Grammar usage guide and real-world examplesUSAGE SUMMARY
The phrase "repay with" is correct and usable in written English.
It can be used when discussing the act of returning a favor, debt, or kindness in a specific manner or with a particular item. Example: "I will repay with gratitude for all the help you have given me during this difficult time."
✓ Grammatically correct
News & Media
Encyclopedias
Science
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Human-verified examples from authoritative sources
Exact Expressions
20 human-written examples
"It was a gift that I hope to repay with safety".
News & Media
They may be vegetable sellers in Chennai, India, who borrow money at dawn and repay with exorbitant interest at dusk.
News & Media
Savings can also reduce the amount that a student or parent must borrow and repay (with interest).
News & Media
Milk and medicine arrived with the United Nations Relief and Rehabilitation Administration, whose later incarnation, Unicef, she would repay with years of hard work.
News & Media
Members with balance-of-payments deficits may borrow money in foreign currencies, which they must repay with interest, by purchasing with their own currencies the foreign currencies held by the IMF.
Encyclopedias
The Fiscal Responsibility Law of 2000 bailed out local governments who had taken on debts they could not repay, with one of the conditions being the acceptance of strict limits on total future indebtedness.
News & Media
Human-verified similar examples from authoritative sources
Similar Expressions
39 human-written examples
Or repaying with a small gift.
News & Media
Other romances follow, the most significant one curdled by a cruel betrayal that Bowman ultimately repays with commensurate viciousness.
News & Media
The government repays with oil," he said in explaining why the push to exploit resources in the Amazon had accelerated in recent years.
News & Media
They must start repaying with interest the loans that paid for those fees, among the highest in the world, when they begin to earn £21,000 or more.
News & Media
In Cuba, Venezuela has supplied nearly 100,000 barrels of cut-rate oil per day — a deal Cuba repays with doctors and other services — making Mr. Chávez a benefactor on a par with the Soviet Union, which once bankrolled Castro's economy.
News & Media
Expert writing Tips
Best practice
Use "repay with" to emphasize the specific method or means of reciprocating. This highlights the deliberate nature of the act and the chosen form of return.
Common error
Avoid using "repay with" when simply describing an exchange that isn't a direct return for something received. For instance, don't say "I bought the car and repaid the seller with money"; instead, use a more straightforward verb like "paid".
Source & Trust
84%
Authority and reliability
4.5/5
Expert rating
Real-world application tested
Linguistic Context
The phrase "repay with" functions as a verb phrase followed by a preposition, indicating the action of returning something (a debt, favor, or kindness) using a specific means or method. As demonstrated by Ludwig, it clearly expresses the intentional act of giving something back.
Frequent in
News & Media
50%
Encyclopedias
16%
Science
16%
Less common in
Wiki
8%
Formal & Business
8%
Reference
0%
Ludwig's WRAP-UP
The phrase "repay with" is a versatile construct used to describe the act of returning a favor, debt, or kindness through a specific means. Ludwig AI confirms its grammatical correctness and usability in diverse writing contexts. Its frequency is considered common, appearing often in news and media, encyclopedias, and scientific publications. When crafting sentences with "repay with", it's important to specify the object being returned and to avoid its use in simple exchange scenarios. Alternatives like "reciprocate with" or "compensate with" offer similar but slightly nuanced meanings.
More alternative expressions(6)
Phrases that express similar concepts, ordered by semantic similarity:
reciprocate with
This alternative directly implies a mutual exchange or return of something.
compensate with
Focuses on providing something, often to offset a loss or service.
return with
A general term for giving back something in response.
recompense with
Implies a more formal or significant act of repayment.
reward with
Suggests giving something positive in return for good behavior or actions.
requite with
A somewhat archaic term for repaying or returning something.
render with
Indicates providing something as a form of repayment or service.
balance with
Highlights the act of creating equilibrium through repayment.
refund with
Focuses on returning money or value.
counter with
Suggests replying to an action or statement with something of equal value.
FAQs
How can I use "repay with" in a sentence?
The phrase "repay with" is used to describe returning something, whether it's a debt, a favor, or kindness, in a specific manner. For example: "I will repay with hard work the trust you've placed in me."
What are some alternatives to "repay with"?
You can use alternatives like "reciprocate with", "compensate with", or "return with", depending on the context.
Is it more formal to say "recompense with" instead of "repay with"?
Yes, "recompense with" is generally considered more formal and implies a more significant act of repayment than "repay with". It suggests a deliberate and often generous return for something received.
When is it incorrect to use "repay with"?
It's incorrect to use "repay with" when there is no sense of direct return or reciprocation. For example, if you're simply describing buying something, use "pay" instead of "repay with".
Editing plus AI, all in one place.
Stop switching between tools. Your AI writing partner for everything—polishing proposals, crafting emails, finding the right tone.
Table of contents
Usage summary
Human-verified examples
Expert writing tips
Linguistic context
Ludwig's wrap-up
Alternative expressions
FAQs
Source & Trust
84%
Authority and reliability
4.5/5
Expert rating
Real-world application tested