Your English writing platform
Discover LudwigSuggestions(1)
Exact(6)
The market most directly affected by the reluctance to borrow is housing.
Despite two years when bank rate has been pegged at 0.5%, there is a marked reluctance to borrow.
This is a legacy of centuries of earthquakes and fires in Japan, but it prevents an American-style culture of lavish home improvements.There is also a reluctance to borrow.
Such is the concern in America that on November 12th regulators said they would scrutinise the dividend policies of banks that did not increase lending.The surveys also revealed a reluctance to borrow, which tallies with signs of a collapse in spending.
A reluctance to borrow may limit growth in good times, but it can make family firms more resilient when the going is tough.They also tend to have better labour relations, according to studies by Holger Mueler and Thomas Philippon of New York University's Stern business school.
In some Asian countries, there is a cultural reluctance to borrow money from outside the circle of family relatives [ 51].
Similar(54)
Fontaine argues that declining enrollment at her campuses was mostly the result of increasing reluctance by students to borrow money in a bad economy.
Is this down to a reluctance to lend, or to borrow?In this section Slim pickings, no appetite Banking on the banks Pandit and the playthings Gutted instinct Pretty nitty-gritty Call of the market Loose thinking Bidding farewell Reality bites Reprints Related items Citigroup sells Phibro: Pandit and the playthingsOct 15th 2009 Credit in America Slimm pickings, no appetiteOct 14th 2009Both.
Tepid lending growth may also reflect reluctance by companies and people to borrow, rather than a lack of banks willing to lend, Mr. Schubert said.
But they have borrowed more too: so much more that their savings ratio is much lower than the Germans'.If the savings ratio is going to jump, it is most likely to be driven by the reluctance or inability of consumers to borrow.
This implies that the problem has mainly been a lack of demand for credit – reluctance on the part of businesses and households to borrow on almost any terms in a flat market.
Write better and faster with AI suggestions while staying true to your unique style.
Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com