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The relatively sick pool of insured customers who are left drives up the cost of premiums, at least if there is any form of risk-sharing (like community rating) within that pool.
He insists that without a mandate, the law will result in a terrible spiral: only relatively sick Americans will choose to get insurance, leading premium prices to rise and causing the healthier of even those sick people to drop their insurance, sending prices higher and higher.
Compared to the general population of patients with depression, these statistics describe a relatively sick group with low socioeconomic status.
In a multimorbid patient sample, however, its lower sensitivity is probably less relevant, because patients are relatively sick and inter-individual differences more pronounced [ 34].
If your pet is relatively sick, keep them in a room with hardwood flooring or darker carpet if possible.
Similar(55)
The pool of the insured would be relatively sicker.
Finally, it should be clear even to non-actuaries that in this plan Medicaid would be the catch basin mainly for relatively sicker Americans, as it already is.
Because relatively sicker people would be disproportionately represented in the group of people who were insured, the premium divorced from health status would be correspondingly higher than it would be if all citizens had to join a risk pool.
Many of these newly insured are projected to be relatively sicker individuals who had been excluded from Ohio's nongroup market, either because they could not afford the high premiums they were quoted, based as these were on the individual's health status; or because insurers had refused them coverage outright; or because they were in the state's high-risk pool.
One worry is that because of the pre-existing exclusions and benefits structure, ministries disproportionately attract and retain people in relatively good health, leaving the traditional insurance market with a relatively sicker group of customers.
The older plans would be left with a relatively sicker population, forcing them to raise premiums for everybody still enrolled in them and thereby encouraging more healthy people to leave ― until, eventually, those plans had shrunk to small groups of people with big medical problems.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com