Sentence examples for regulated interest rate from inspiring English sources

With inflation now running at more than twice the regulated interest rate paid by banks for deposits, millions of Chinese have been betting their savings on real estate.

The practical effect is that the borrower pays a much higher interest rate than the official, heavily regulated interest rate for loans, usually 7 or 8 percent.

Regulated interest rates enable banks to rip off savers, by underpaying them for their deposits.

China's richest depositors are becoming restless, demanding better returns and seeking ways around China's regulated interest rates.

Chinese households and businesses have become increasingly leery of bank deposits that carry extremely low, regulated interest rates.

The temptation to buy stocks or property or spend on consumer goods — retail sales were up 17percentt in September from a year earlier — has increased as bank deposits earn regulated interest rates as low as half the inflation rate.

With state banks more reluctant to lend at regulated interest rates, and private lenders charging rates as high as 15percentt, companies that built up commodity inventories in the hope of beating inflation are now drawing them down.

Chinese households and businesses have also begun shunning the very low, regulated interest rates offered by the giant state banks in favor of more speculative financial products.

Banks, cosseted by protected markets, regulated interest rates and a maternal finance ministry took in households' cheap savings and channelled them towards chosen industries.

It was, to be sure, a different world then, with regulated interest rates, the Glass-Steagall Act preventing banks from getting into lucrative trading and a sleepy business model that valued a steady dividend over a highflying stock price.

They are deterred by regulated interest rates, which are capped at only 3.5% for a one-year deposit, barely above the rate of inflation.Barred from improving their prices (ie, the interest rates they offer depositors), banks have changed their products instead.