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In the next term, the focus should be on debt reduction, refinancing, enforcement and true consumer protection.
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Contract enforcement: Smart contracts will be self-enforcing, automatically collecting debt payments, re-adjusting themselves if someone is credit crunched in the short term and refinancing if customers can consolidate or lower their APRs.
Refinancing applications also increased.
debt refinancing and loans.
Refinancing requires some equity.
Law enforcement works with law enforcement.
Sometimes, enforcement seemed superficial.
But enforcement is feeble.
Enforcement is becoming stricter.
Enforcement was unclear.
Joint Terrorism Task Force law enforcement authorities.
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