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This reduces choice: half of insured workers report that their employers contract with only one health plan.
This centralising tendency, which reduces choice and control for parents and pupils, also leads Gove to prioritise his pet projects over raising standards for all.
Paying directly for annual checkups and the odd bout of flu would not be a problem for most working people; forcing routine health care events through insurance channels only adds administrative expense, reduces choice and hamstrings both doctors and patients.
As with the merger between Ladbrokes and Coral, a union between two significant competitors reduces choice in the market and can be expected, over time, to nudge up margins.
That reduces choice for European consumers.
But if the service doesn't do exactly what you want, it reduces choice.
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(That's one of the reasons excessive student loan debt is so pernicious -- it effectively reduces choices).
Paradoxically, by reducing choice you could stimulate more diversity.
A duopoly would in the end reduce choice for American consumers, and be hard to reverse.
Opponents counter that it will reduce choice and weaken oversight by splitting consumer and prudential supervision.
That merger was rejected on the ground it would reduce choice and possibly lead to higher fares.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com