By forcing patients to spend months fighting to recoup out-of-pocket costs or avoid paying unwarranted bills, insurers increase the chances that patients will simply give up, too occupied with the daily grind of work, family obligations and (most cynically) their illnesses to spend hours a week battling unfriendly "customer service" personnel about unhelpful forms.
Despite a revenue split that favours cinemas, and marketing costs which must be recouped out of the distributor's revenue portion, Marigold Hotel should eventually emerge as a nice earner for Fox.
The NHS should claim these costs back from the relevant governments - but the research suggests just £73m a year is recouped out of more than £460m at present.
He hopes one day to live in the large property, which is on the edge of the Royal Sandringham Estate, but now he has to rent it out to recoup the cost of restoration and maintenance.
And in the ever-volatile Internet sector, some heavyweights managed to recoup losses, including America Online, Yahoo! and E*Trade, whereas out-of-favor stocks such as Lycos continued to slide.
"This lawsuit is designed to help the Postal Service recoup the tens of millions of dollars it paid out based on years of broken promises.
The couple ultimately recouped the cost of the policy in an out-of-court settlement with John Hancock, but their retirement savings plan had been set back years.
In an ideal world, the government would figure out a way to recoup some of this money without causing charitable giving to plummet.
BBC Trust chairman Lord Patten has called a report criticising the corporation's "cavalier" use of public money to pay off senior executives "shabby", and said it is legally "doubtful" that it will be able to recoup any of the £450,000 handed out to former director general George Entwistle.
Fans who already paid for full-season plans are eager to recoup some of what they shelled out for each team's 81 home games, according to TicketsNow spokeswoman Jennifer Swanson.
If you rent the property out to recoup some of the initial outlay, then there's the worry of wear and tear.
