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If you think a career change is in your future, he recommends saving diligently so you have some "take this job and shove it" money that allows you to make a switch.
Patrick Connolly of Chase de Vere recommends saving through an Isa but says Sheena should consider using the £12,000 in shares to reduce his mortgage: "As he is self-employed, he will get no help from his employer and so he needs to make sure that he takes the responsibility for his pension.
He also recommends saving written documents, like those created in Microsoft Word, twice: once in its original format and once in plain old ASCII text format.
If the project is solely for your own enjoyment and won't boost your home's street value, Andrews recommends saving up until you have the cash to cover it.
Starter or pud Starters are good, but O recommends saving space for the gelato and sorbetti, made for Zizzi from organic ingredients by Kitty Travers at the Calon Wen cooperative in Wales.
LearnVest recommends saving 15% of your income.
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If you want to see who's on Tinder we recommend saving your money and downloading the app for free".
While it's tempting to have a real go at some of these hills, I'd recommend saving some energy for later.
Moreover, many Americans put only 3 percent of their earnings into 401 k)'s when investment experts often recommend saving 10 or even 12 percent.
"If you do a fair amount of cooking, I would recommend saving space with the dishwasher, not the stove," he said.
But you will still need to save more than many retirement calculators suggest, since they're likely to recommend saving a lower amount when you have such a long time horizon.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com