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For starters, we need to get back to basics — accountable lending, prudent saving, reasonable leverage and, most important, more engineering of goods than just financial products.
In that regard, our model can be employed to assess reasonable leverage points and to identify dynamic bottlenecks inaccessible to static analyses.
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Next reason: leverage.
If financial regulators had heeded this work and had placed reasonable limits on leverage, recent economic history would likely have been quite different.
They fought successfully against the Brown-Kaufman amendment, which placed a (still huge) limit on bank size and sought reasonable limits on leverage.
On the other hand, the MVNO model has been notoriously difficult for companies to leverage with reasonable returns as the margins are very thin.
High leverage, more reasonable underwriting of borrowers and properties, low interest rates and government-paid lending fees make this the best time to jump on the SBA 504 program.
The lenders who provide the leverage want a reasonable degree of certainty that strong earnings will continue.
That would seem quite reasonable as a tool of leverage, but for the fact that the very same people made the very same argument in the run-up to the Iraq War.
But the use of community-driven, integrated HIA/EIA may offer local communities substantially more leverage in negotiating reasonable agreements.
But for a system of leveraging to work there must be transparency, full disclosure and a reasonable limit on just how much leveraging is permitted.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com