Risk-based pricing takes several appropriate factors into account to determine the rate of a loan, including credit score, debt-to-income ratios, property characteristics and loan-to-value ratio.
Peterson declined to detail the 70 to 80 loan-file characteristics its proprietary models use, but he said that loan-to-value ratios, property values and prior payment history by borrowers are "significant" early predictors of repayment behavior.
Grima, J. N. et al. Tailoring graphene to achieve negative Poisson's ratio properties.
In this study, we present a new class of mechanical metamaterials featuring various star-shaped perforations, which have the potential to exhibit auxetic or zero Poisson's ratio properties.
Traffic flow system's stability analysis can be seen as a typical control system problem, which has three kinds of damping ratio properties from the viewpoint of control theory.
Analysis of the void behavior and its influence on the resistance gives the circuit designer a tool for choosing the proper parameters of an interconnect (width-to-length ratio, properties of the line material, conductivity of the underlayer, etc.).
Killian argued that the Borg CR-10 scale adheres to principles of an absolute scale with ratio properties [14].
The Dalhousie Dyspnea and Perceived Exertions Scales function at least as interval scales with perceptual anchors ("from nothing at all, to the hardest breathing imaginable"), and our findings confirm their ratio properties as well.
The Borg scale, a category scale with ratio properties, has been shown to be reproducible and responsive and ideal for the purpose of dyspnea assessment during CPET [ 6].
The modified Borg scale, a categorical scale with ratio properties, was used to assess the average severity of breathlessness over the last 24 hours [ 10- 12].
