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The ADM Index measures dispersion of ratings about the mean rating; thus, it is actually a measure of disagreement so lower values indicate higher levels of agreement among SMEs.
People need some kind of credit card, and don't have a bank account or a credit rating – thus a prepaid card fits the bill.
The likes of Luke Skywalker and Princess Leia triggered popularity that politicians can only dream of, with up to 93% of respondents approving of them, but Darth Vader managed an impressive 58% approval rating – thus proving that with enough statesmanlike authority and public-speaking skills, anyone can sway an electorate.
It summarised the considerations for a credit rating thus: "Positives: Rich, diversified and open economy, relatively high GDP/capita, some strong institutions.
The greater permeability of the aquifer has a greater pollution potential rating thus the more vulnerable is the groundwater to contamination.
The introduction of a rating scale would provide parents and communities with more specific detail about the quality of a service, while at the same time encouraging services to strive for the highest rating, thus positioning themselves as more desirable in the competitive marketplace.
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The unemployment rate thus falls.
Is the fabled African growth rate thus merely a mirage?
A lower discount rate thus means a higher present value.
But they often hedge dollar rates, thus making no gains from dollar-rupee fluctuations.
They say higher expected inflation would lower real interest rates, thus encouraging borrowing.
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Since I tried Ludwig back in 2017, I have been constantly using it in both editing and translation. Ever since, I suggest it to my translators at ProSciEditing.

Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com