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It also offers a base rate tracker mortgage.
The deals, only available direct from HSBC, also include a 3.99% lifetime base rate tracker.
Santander is also launching a two-year variable rate tracker at 4.99%.
Its Base Rate Tracker, Direct Tracker Saver and Oak Savings Account have all had their rates cut from 0.25% to just 0.05%.
Someone with a £150,000 Nationwide base rate tracker mortgage, currently at 2% over base (ie 2.5%), will have their repayments cut from £673 a month to £654.
When Kate McLellan walked out of a California Sport Chalet in 2015 with a new Fitbit, she was expecting to unbox a cutting-edge heart rate tracker.
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The Surge lasted seven days on a single charge in my testing, despite several runs with the GPS active during the run, which is two days longer than Fitbit claims and longer than most other heart rate trackers.
It's easily one of the most accurate and fun heart rate trackers I've used.
Two-year base rate trackers are available from 2.28% and two-year fixed-rate deals start at 3%.
At one end, there's single-purpose gadgets that are essentially pedometers, heart rate trackers, and blood-oxygen sensors that have existed for decades — only now, they're sending all that data to the cloud via Bluetooth connections to our smartphones.
Pros: solid battery life, constant heart rate monitoring, altimeter, accurate step tracking, easy to read screen Cons: occasional syncing issues, poor data analysis, erratic heart rate during run, chunky, poor sleep tracking Fitbit Charge HR review: a heart-rate tracker that's skipped a beat Best fitness trackers to help get fitter in 2015.
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