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The new Kinect sensor can track finger movements and even a person's pulse rate (Credit: Microsoft).
Another option to consider is the Low Rate credit card from MBNA.
The decision lets Moody's rate credit issued by companies in foreign currencies, including dollars, at Aaa, the highest allowable.
Right now, the Sainsbury's Bank Low Rate Credit Card offers a rate of 6.9 per cent APR on purchases.
"To keep growing at this rate, credit will have to do its part," says Martin Redrado, the central bank president.
But some people might not want this, and may prefer a standard low rate credit card, with no introductory gimmicks.
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Its a-rated borrowers pay an average 8.8% yearly, versus 11.8% for a fixed-rate credit card and 13.8% for a variable-rate card.
An existing programme to support fixed-rate credit for exporters' customers is to be extended.
What is less obvious is that even people with fixed-rate credit cards may see rates rise.
Often, refinance loans are packed with unsecured debt, perhaps from high-interest-rate credit cards, again jacking up the principal.
Rates on fixed-rate credit cards dropped steadily this year until June and have stayed low since then, according to Bankrate.com.com
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