Sentence examples for quality of the borrower from inspiring English sources

"They are looking at the value of the collateral and the credit quality of the borrower".

"It will depend on the quality of the borrower and how much volume the lender wants".

The program linked bonuses to how fast bankers could originate loans and as a result, the credit quality of the borrower was given short shrift, the government contended.

"The quality of the borrower is not what it was a year ago," Mr. Moore said, citing the weak economy as the reason banks are more reluctant to lend.

By 2006, as lenders became to rely increasingly in noisy FICO scores and LTVs as sufficient statistics for the quality of the borrower, this figure approached a full 50%% of new subprime originations.

These results hold in analyses performed at matched bank-industry level, but also in specifications using matched bank-loan data that control for the quality of the borrower by means of firm-year fixed effects.

During the first two years, officials concede, the credit quality of the borrowers was too low.

According to the complaint, Countrywide did not disclose that "the hustle" eliminated many checks on the quality of the borrowers when it sold the loans to Fannie and Freddie.

We observe that the number of granted loans decreases in bad times and, at the same time, the risk quality of the borrowers increase.

While they have all focused on analysing the borrower's financial position given the current market and economic conditions, most have not taken into account qualitative factors such as the character of the borrower.

The quality of the companies and the borrowers that Citigroup has acquired is such that "for every $100,000 in bad loans we get, they will get $300,000," he promises.