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Or are you using a public adjuster to represent you?
Finally, Mr. Milstein said, a public adjuster will provide clients with critical information about their coverage.
They are now fighting for the balance, and have hired a public adjuster to assist them.
"It's a gamble," said George Von York, a public adjuster who helps business owners negotiate higher claims payments from insurers.
Martin was a leading Public Adjuster for over 40 years and Past President of the Jewish Congregation of Marco Island.
Although she had only minor smoke damage, she said, a public adjuster persuaded her to sign a contract.
The couple took the advice of a relative and hired a public adjuster to assist in the claims process.
Ms. Kondaks and their public adjuster say they did everything they could to fight these seemingly unfair practices.
And it is the job of the public adjuster to negotiate payment for such items with the adjuster from the insurance company.
That was about $9 million more than the insurance company offered initially, though $6 million less than the public adjuster had requested, he said.
He said that in most instances, consumers really did not need a public adjuster and that a majority of consumers are pleased with settlements from insurers.
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