In the accommodation sector, there is a new business model through proprietary last-minute discounts on leftover rooms.
One would ban banks that use federal deposit insurance and the Federal Reserve's discount window from engaging in proprietary trading — making market bets using their own money.
The Volcker Rule prohibits banking entities, which benefit from federal insurance on customer deposits or access to the discount window, from engaging in proprietary trading and from investing in or sponsoring hedge funds and private equity funds, subject to certain exceptions.
Using its own proprietary recommendation technology, the service can normalize the user reviews, discounting things like astroturfing, and older, out-of-date reviews.
(NB: If you're wondering how exactly we'll be calculating personalized Oculus discounts we can tell you it involves a proprietary formula that Your Club Committee developed based on your lifelong Participation & Attendance Metrics (PAM).
27 Recently, a study by Truven Health Analytics 28 looked at both charges and discounted prices nationally for vaginal and caesarean childbirth using their own proprietary database of paid medical claims, finding significant variation in charges and reimbursements.
Second, our brief analysis of discounted prices is limited by the fact that we must estimate discount rates, since insurers and providers carefully guard their actual payment rates as proprietary.
Yet this should not have been a new revelation, and only speaks to how lax our oversight agencies are, given the excesses of proprietary derivative trading by institutions who hold government guaranteed deposits and access to the Fed's Discount Window.
Christopher Ceraso, an auto and truck analyst at Credit Suisse, describes his investment approach as a combination of fundamental analysis and disciplined, discounted cash flow-based valuation work. Ceraso and his team have developed a proprietary index to analyze auto suppliers.
Moroney, who picks investments with a proprietary "Quadrix" system that ranks stocks based on growth, value and momentum, also notes that the company trades at a 12% discount on forward earnings to the rest of the semiconductor industry.
