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Any rate below the first prohibitive rate went by the name of a "revenue" rate.
Back in Des Moines, state officials are preoccupied with a more immediate matter: what to do about this year's open enrollment, which starts this week, and the thousands of people about to face prohibitive rate hikes.
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The financial turmoil has caused credit markets to stop lending, or to charge prohibitive rates.
Wouldn't the healthy shun them until they become sick, forcing the exchanges to charge prohibitive rates?
Oscar-winning film producer Harvey Weinstein has been warned not to pursue his current high-profile campaign against the Motion Picture Association of America (MPAA) over its prohibitive rating for the documentary Bully.
The production of new American musicals has slowed to a trickle - "Follies" would probably cost at least $5 million to mount at today's prohibitive rates.
"If we don't have this programme we would have to go back to the market, which has prohibitive rates," he said.
Insurers would charge prohibitive rates to someone at risk of developing a terminal degenerative condition like Huntington's disease, for example.
Young Adam will be the second film produced by Thomas and released in the States this year to carry the prohibitive rating following Bernardo Bertolucci's steamy Paris-set romance, The Dreamers, which opened in February.
The constant search (and begging) for a Wi-Fi hotspot, the inability to check directions with a lousy connection, and more worryingly, the prohibitive rates imposed by carriers as soon as you step out of your country of residence.
Such prohibitive rates have not only hurt ordinary consumers, but have also served as among the strongest disincentives against manufacturing investments in the country.
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CEO of Professional Science Editing for Scientists @ prosciediting.com