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The company also raised its full-year profit prediction.
Deromedi's Kraft boosted its profit prediction by 17 cents to a range of $1.55 per share to $1.60 per share.
The new profit prediction comes as Washington policymakers increasingly focus on soaring student debt levels and the record relative interest rates that borrowers pay as a potential impediment to economic growth.
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Another big insurer markets were watching closely, Lincoln National, also returned to profitability in the forth quarter and beat analyst profit predictions.
But its profit predictions are generally accurate and the dividend yield is 5%.
Analysts said the company beat profit predictions by tightly controlling costs to cope with slowing sales.
As a result, most analysts were not adjusting profit predictions for the companies despite the results.
Leading a drop in technology was Intel, which fell sharply as analysts lowered revenue and profit predictions.
Honeywell International topped Wall Street's profit predictions on Friday, with its quarterly results helped by cost cuts.
Wall Street analysts praised the Aetna results, which far outstripped their profit predictions: 3 cents a share, on average, according to a survey by Thomson Financial/First Call.
Since a January rally, brought on by two interest-rate cuts totaling one percentage point, the Nasdaq has dropped sharply as technology companies cut their spending and profit predictions.
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