Sentence examples for problem of adverse from inspiring English sources

Exact(30)

To attract enough older people -- who do not always act rationally when it comes to insurance -- and thereby skirt the problem of adverse selection.

Fans of mandates argue that without compulsion, reform efforts will be upended by the problem of adverse selection.

One is that nobody knows how big the problem of adverse selection will be in a system without mandates.

That raises the problem of adverse selection: if you guarantee that people with pre-existing conditions can get insurance, people will wait until they get sick to buy insurance, crashing the system.

A similar problem of "adverse selection" affects all insurance, but in the case of ordinary health insurance the differences in predictable expenses among individuals are narrow enough that companies can still design policies that both protect individuals and pay their way.

The main barrier to such offerings before has been overcoming the problem of adverse selection, an industry term referring to the propensity of people who most need a certain type of insurance to buy a lot of it, concentrating risk and making it difficult to offer coverage profitably.

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Similar(30)

When will the free-market ideologues learn that only mandatory, universal participation can avoid the problems of adverse selection?

Everybody will try to take advantage of everybody else's efforts.As a result, there will be too little appraisal and monitoring, and the problems of adverse selection and moral hazard will be much less well controlled.

When procuring welfare-to-work projects to employment service providers, governments face the problems of adverse selection (the winning provider is not the most efficient one) and moral hazard (the winning provider shirks in its responsibility to reintegrate unemployed people).

It can help to identify any potential problems of adverse reactions with orthodox medication.

As membership is mandatory, it avoids many of the problems of adverse selection which smaller, voluntary health insurance schemes face.

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