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And all properties in high-risk areas will pay a new premium surcharge of either USD 25 or USD 250 per year to help offset the cost of the new bill.
For example, a woman who had breast cancer could be charged a premium surcharge of more than $28,000 per year for coverage, and a woman who was previously pregnant could face an additional surcharge of more than $17,000 per year for coverage.
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Depending on your income, various gotchas (including the alternative minimum tax, the Medicare Part B premium surcharges on the better off and the formula for taxing Social Security benefits) could affect the answer.
According to data from the Center for American Progress, individuals with metastatic cancer could have premium surcharges around $142,650.
Others, however, predicted that insurers would react by imposing higher surcharges than planned on younger smokers, raising the premium surcharges on older smokers as well.
Both Medicare Parts B and D have high-income premium surcharges, so you may be better off sticking with your employer plan.
To examine insurers' underwriting behavior, we determined the use of premium surcharges, coverage restrictions and the use and content of health questionnaires for applicants of supplementary insurance.
In addition, about one-third of the insurers (with a joint market share of about 40%) requires premium surcharges if applicants only apply for supplementary health insurance (buying basic insurance from another insurer) and about 17% requires such surcharges if an subscriber switches to another provider of basic insurance (which is not prohibited under the article 120 of the Health Insurance Act).
For instance, a midweek game against the Giants might include a $3 "premium game" surcharge.
Financial incentives include gift certificates and premium discounts or surcharges.
But high-income Medicare beneficiaries already pay higher premiums, with an annual surcharge of more than $3,800 in premiums for some of the most affluent ones this year.
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Justyna Jupowicz-Kozak
CEO of Professional Science Editing for Scientists @ prosciediting.com