The most common type is single premium cover, which can add up to a third of the cost of a loan.
The scheme, which was aided by the acquisition of a premium cover corner, Johnathan Joseph, produced a defense that ranked fourth in scoring and second in yardage despite a season-ending injury in October to two-time Pro Bowl pass rusher Mario Williams.
For example, HSBC's Advance bank account (£12.95 a month), includes worldwide travel cover, which it values at £243 a year, but if you shop around you can get policies for a fraction of the price (£36 a year for a basic one and £50-£150 for premium cover).
Mobile quarterbacks are at a premium, cover cornerbacks remain vital, bigger receivers still rule, tight ends have a new place in the passing game and linebackers who can defend the run and pass equally remain scarce -- those are among the prime themes through 11 weeks of the N.F.L. season.
Their premiums cover the big bills for the relatively small number of sick people.
They invoke the burden borne by the insured, whose high premiums cover, in part, the cost of treatment that goes unpaid.
The ratio is similar for Medicare's prescription drug benefit: While beneficiaries' premiums cover about a quarter of costs, the rest comes from general revenues and borrowed money.
Critics had denounced the premiums as being regressive, both because they were the same amount regardless of the payer's income and because people with better-paying jobs often had their premiums covered by their employer.
Can you really come up with a meaningful figure for a postgraduate premium that covers the lot?
Inside is an audio system by the Italian company Sonus Faber; premium leather covers the seat and the six matching pieces of luggage that tuck into various nooks.
